Banks, CPAs & credit unions refer their clients to QualiFi
833.933.3665Mon–Fri 8am–5pm ET
★★★★★ Trustpilot 4.7Inc. 5000BBB AccreditedSecureBrokerGoogle Reviews
Twelve ways to fund your business.
QualiFi offers twelve ways to fund your business, from lines of credit and term loans to commercial mortgages.
$5k – $75M
Lines of Credit
A revolving safety net for cash flow gaps, payroll and new opportunities.
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Up to $500k in a week
5–10 Year Term Loans
No collateral, no prepayment penalties, single-digit rates.
Review Term Loans →
No minimum credit
3–24 Month Bridge Loans
Fast capital when an opportunity won't wait.
Review Bridge Loans →
$10k – $20M
Equipment Financing
Upgrade trucks, machines, hardware or software.
Review Equipment Financing →
Up to 90% advance
PO & AR Financing
Cash on open invoices and big purchase orders.
Review PO & AR Financing →
$100k – $20M
Commercial Mortgages
Buy or cash-out refinance, closing in about 30 days.
Review Commercial Mortgages →
Instant pre-qualification
Find out what you qualify for before you apply.
Find out what you qualify for with three questions and no credit pull. Your answers go straight to a funding manager so the first call starts with real options.
$275M+
Secured for clients since 2022
75+
Lenders in the network
24h
Typical initial approval
500+
Credit scores considered
Why QualiFi
A broker on your side, not a bank across the desk.
QualiFi is a broker on your side, not a bank, comparing offers from 75+ lenders so you pick the best one instead of taking the only one.
Compare my optionsReviews
Here's what business owners like you have to say
Business owners like you describe what it was like to work with their QualiFi funding manager.
★★★★★
"I had the pleasure of working with Ryan. He's the best…"
MP
M. Pam Washington
October 20 · Verified
4.7
★★★★★
out of 5 · 250 reviews on Trustpilot
Mark was excellent
Mark was excellent. He processed the information…
William DeMaria, October 1
Working with Semone Schwartz
Working with Semone Schwartz was an outstanding…
Bill Stark, September 29
How it works
From application to funded in days.
Most businesses go from application to funded in days, with initial approval within 24 hours and funds 24–48 hours later.
1
Day 1
Complete the application
Simple and secure, online or by phone at 833.933.3665.
2
Same day
Get connected
A dedicated funding manager reaches out to learn about your business.
3
Within 24 hours
Compare loan offers
The most reputable lender network, so you see the best and most affordable options.
4
24–48 hours later
Receive funds
In your business account in as little as 24–48 hours.
FAQ
Straight answers.
Straight answers to the questions business owners ask most about QualiFi business loans.
Is QualiFi a bank or a lender?
Neither. QualiFi is a commercial finance broker working with 75+ lenders across the US to secure rates and terms that favor you.
How quickly can I get a business loan?
Initial approval within 24 hours in most cases, and funds in your account 24 to 48 hours after that.
Can I get a loan if banks have rejected me?
Yes. Many clients come to us after a bank decline. We start with a discovery call, present every option available to you and help you choose.
What if I don't have a great credit score?
Some programs work with scores as low as 500, weighing industry, cash flow, revenue and growth alongside the score.
What are the minimum requirements?
US-based business, 3–6 months in operation, revenue for the past 3 months, personal credit of 500+. No collateral needed up to $5 million.
Are there prepayment penalties or hidden fees?
Your funding manager explains every rate, term and fee up front, including early payoff options. You always know exactly what you are paying.
How much can my business borrow?
Loans and lines of credit run from $5,000 to $75 million depending on the program, including equipment financing from $10k to $20M and commercial mortgages from $100k to $20M.
Do I need collateral for a business loan?
No collateral is needed up to $5 million on many programs. 5–10 year term loans up to $500,000 need none, and equipment financing is usually secured by the equipment itself.