Banks, CPAs & credit unions refer their clients to QualiFi 833.933.3665Mon–Fri 8am–5pm ET
Inc. 5000 · 2026 honoree

Business loans and lines of credit from $5,000 to $75 million.

Check what you qualify for in two minutes. No credit impact, no bank wait. A dedicated funding manager compares offers from 75+ lenders for you.

★★★★★ 4.7 on Trustpilot · 250 reviewsBBB AccreditedSecureBroker Certified
✓
Approved · $150,000
Line of credit · 22 hours
OFFERS COMPARED
4 lenders
Best rate 7.9% APR
Instant pre-qualification
Start over
Welcome to QualiFi. How much funding are you looking for?
Referred by banks, CPAs & credit unions
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Compare lines of credit and other loan options for free.

Compare lines of credit, term loans, bridge loans, equipment financing and more loan options in one free review.

See all 12 loan types →

Lines of Credit

Lines of credit give you cash when you need it, with a click. A fully revolving credit line to bridge cash flow gaps, meet payroll and invest in opportunities.

$5k–$75M
Credit lines
Revolving
Draw and repay
24–48h
To funding
Review Lines of Credit
photo: real QualiFi client, retail owner at the counter
$
Lines of Credit
Revolving · funded in 24–48 hours
★ 4.7 · 250 reviews
Payment estimator

See what a term loan could cost each month.

These estimates show what a 5–10 year term loan could cost each month. Your funding manager presents actual offers with full terms.

Loan amount$150,000
Term7 years
Interest rate9.0%
Principal $150,000Est. interest $52,722
Estimated monthly payment
$2,413
Get real offers
Recently funded
✓
$45,000 · Line of credit
Bakery, Queens, NY
✓
$180,000 · Term loan
HVAC contractor, Newark, NJ
✓
$84,000 · Equipment
Trucking company, Philadelphia, PA
✓
$1.2M · Commercial mortgage
Medical practice, Long Island, NY
✓
$62,500 · Bridge loan
Restaurant, Brooklyn, NY
✓
$250,000 · AR financing
Staffing agency, Manhattan, NY
✓
$30,000 · Line of credit
SaaS startup, Jersey City, NJ
✓
$410,000 · SBA loan
Manufacturer, Wilmington, DE
✓
$45,000 · Line of credit
Bakery, Queens, NY
✓
$180,000 · Term loan
HVAC contractor, Newark, NJ
✓
$84,000 · Equipment
Trucking company, Philadelphia, PA
✓
$1.2M · Commercial mortgage
Medical practice, Long Island, NY
✓
$62,500 · Bridge loan
Restaurant, Brooklyn, NY
✓
$250,000 · AR financing
Staffing agency, Manhattan, NY
✓
$30,000 · Line of credit
SaaS startup, Jersey City, NJ
✓
$410,000 · SBA loan
Manufacturer, Wilmington, DE
Why QualiFi

Why business owners choose QualiFi

Business owners choose QualiFi for diverse loan solutions, proven experience and one streamlined process.

1
Our diverse solutions
The largest selection of affordable lines of credit on the market, for every credit profile from well-preferred to high risk.
2
Our experience
A proven record of consolidating expensive short-term loans into long-term, low-interest solutions. 4.7 stars on Trustpilot.
3
Our streamlined process
One dedicated funding manager, complex solutions made simple, from $5,000 to $75 million.
Reviews

Here's what business owners like you have to say

Business owners like you describe what it was like to work with their QualiFi funding manager.

Explore more testimonials →
★★★★★
Mark was excellent
Mark was excellent. He processed the information…
William DeMaria, October 1
★★★★★
I had the pleasure of working with Ryan
I had the pleasure of working with Ryan. He's the best…
M. Pam Washington, October 20 · Verified
★★★★★
Working with Semone Schwartz
Working with Semone Schwartz was an outstanding…
Bill Stark, September 29
★★★★★
I was referred to this company
I was referred to this company and working…
Jocelyn Jasper, 2 days ago
★★★★★
I'm a business owner
I'm a business owner and needed to have access to…
Vincent, 2 days ago
Rated 4.7 / 5 based on 250 reviews. Showing our 4 & 5 star reviews.
★Trustpilot
How it works

Getting started has never been easier

Getting started with QualiFi takes four simple steps, from the application to funds in your account.

1
Complete the application
Simple and secure, online or by phone at 833.933.3665.
2
Get connected
A dedicated funding manager reaches out to learn about your business.
3
Compare loan offers
The most reputable lender network, so you see the best and most affordable options.
4
Receive funds
In your business account in as little as 24–48 hours.

Frequently asked questions

These frequently asked questions cover how QualiFi works, how fast funding arrives and who qualifies.

Still unsure? Talk to a real person.

Funding managers online
Mon–Fri 8am–5pm ET
Call 833.933.3665
Is QualiFi a bank or a lender?–
Neither. QualiFi is a commercial finance broker working with 75+ lenders across the US to secure rates and terms that favor you.
How quickly can I get a business loan?+
Can I get a loan if banks have rejected me?+
What if I don't have a great credit score?+
What are the minimum requirements?+
Are there prepayment penalties or hidden fees?+
How much can my business borrow?+
Do I need collateral for a business loan?+
Borrow. Build. Believe.
Funds in your account in as little as 24–48 hours.
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